Comparison of credit settlement API

In order to realize credit settlement function, it's very easy to use APIs. At this time we researched Braintree and WebPay, and they have different characteristics so I would like to introduce it.

Common characteristics

• High security
• Easy API interface
• Sandbox environment to be able to check easily

Characteristics of Braintree

• Initial cost (up to the country)
• 2.9% + $.30 per transaction
• Multi-Currency (notice that we can't use it depending on the currency)
• Can start immediately

Characteristics of WebPay

• No initial cost
• 3.25% (VISA/Master) per transaction (Up to credit brand and plans. Ref: https://webpay.jp/)
• Only in Japan and for JPY
• A little long examination period (Over 1 week, up to credit brand)

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About Tomohide Kakeya

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